Are banks still lending mortgages? Yes,
they are. The majority of banks are lending up to 85% the value of your
house so what that means if you are 85% loan to value or lower you have
access to the whole of the market and you can switch lenders if it’s in your
interest. If you’re 85% loan to value or higher then speak to me and we
can explore and see what existing customer rates your bank will give you.
Sometimes, strangely, banks will offer intermediaries, like myself better rates
and they will offer you direct. So it’s always worth speaking to me and we’re
completely free as well.